Information, not advice
We explain how money, markets and businesses work. We do not tell you what to do with yours. Our work is general journalism, not a recommendation for your situation.
Disclaimer
Read us as analysis, not advice
Club Business helps European founders understand finance, strategy and growth. That is journalism, not a recommendation for your situation. Here is how to read our work, and where its limits lie.
The short version
Three things to keep in mind every time you read a piece here. The full notes follow below.
Verify before you act
Treat every figure as a starting point for your own checks. Rules and markets move; a piece accurate at publication can age. Confirm the current position yourself.
You own the decision
Acting on anything you read here is your choice and your responsibility. For decisions that matter, bring in a qualified professional who knows your circumstances.
The full notice
Six points set out what our coverage is, what it is not, and what rests with you as the reader.
01
No financial advice
Nothing on Club Business is personal financial, investment, tax or legal advice. Our explainers and analysis are written for a general audience. They cannot account for your income, risk tolerance or goals. Before you invest, borrow or restructure, speak to a regulated adviser who can assess your specific position.
02
Accuracy and timing
We work hard to get the facts right and to source them well. Even so, figures, regulations and market conditions change, sometimes within days. We cannot guarantee that every number stays current after publication. Where a piece carries a date, read it as a snapshot of that moment, not a standing fact.
03
External links
We link to outside sources, tools and companies to help you go deeper. We do not control those sites and are not responsible for their content, accuracy or data practices. A link is a pointer for further reading, not an endorsement of everything the destination says or sells.
04
Forward-looking views
Some articles discuss trends, forecasts or scenarios. These are informed opinions, not predictions you can bank on. The future rarely follows the script. Past performance and present analysis are never a reliable guide to what actually happens next.
05
Limitation of liability
To the extent the law allows, Club Business is not liable for any loss arising from reliance on our content. You use the information here at your own discretion. The responsibility for any action you take, and its outcome, rests with you.
06
Questions
If anything here is unclear, or you think a specific piece needs a correction or a clearer caveat, tell the editorial desk. We would rather fix a wording than leave a reader misled. Your challenge helps keep the publication honest.
Need something clarified?
If a piece needs a clearer caveat or a correction, the editorial desk wants to know. We would rather fix the wording than leave a reader misled.